Browse Items (5511 total)
Sort by:
-
Imperative of revisiting the operational risk control architecture in public sector banks cyjdf (PSBs) in India: A qualitative analysis
The banking sector in India has contributed to economic growth, parity and equity while equally keeping focus on profit and social objectives. The successive prudential and regulatory reforms introduced in the banking sector have made it more robust and stronger to withstand the bubbles and external shocks. Still, the Indian banking sector in general and public-sector banks (PSBs) in particular have been suffering from the bank frauds. This study endeavors to cover the increasing incidences of banking frauds in PSBs and probes the weaknesses and chinks in the operational risk architecture at the PSBs in India. This study selects Punjab National Bank as a true representative of PSBs and treats it as a critical case study to apply the learning and findings to the PSBs in India. This qualitative analysis of the study revealed that the chinks in the operational risk control mechanism and lax corporate governance are the main reasons behind the increasing incidences of frauds at PSBs. The findings of the study showed that a strong corporate governance and compliance framework, robust risk management architecture, investment in people, technology and systems will go a long way in achieving tighter control and supervision, streamlining processes and, most of all, adhering to a culture of checks and balances. 2019 LLC CPC Business Perspectives. All Rights Reserved. -
Development of a scorecard to measure the satisfaction and happiness in higher education
This study aims to identify and test the antecedents affecting students' satisfaction and its relationship with happiness. A conceptual model was designed with the dimensions such as happiness, recognition, gratitude, physical health, and negative emotion to measure students' satisfaction. Martin Seligman's 'theory of well-being' was employed to measure the happiness of the students. Data was collected from 202 respondents and a structural equation modelling (SEM) approach was employed for analysis. The results of the study indicate that physical health, gratitude, and negative emotion influence the satisfaction of students in higher education. It was found that positive emotion and relationships have a significant influence on the happiness of the students. A relationship between satisfaction and happiness was developed. In extension to the present study's findings, a model and scorecard are proposed that can be used to measure the happiness and satisfaction of students in higher educational institutions in India. 2024 Inderscience Enterprises Ltd.. All rights reserved. -
Covid-19 and indian commerce: an analysis of fast moving consumer goods (Fmcg), and retail industries of tomorrow
Introduction: This paper examines the effect of COVID-19 on Fast Moving Consumer Goods (FMCG) and Retail industries of India and examines emerging trends in these markets. Background: COVID-19 has impacted our lives from all the fronts. Businesses and Global Commerce will never be the same once the world restarts post COVID-19. Multiple new trends like Direct to Consumer model(D2C), Omnichannel fulfilment, etc. would emerge in the industries of tomorrow. Macroeconomic Dynamics, consumer behaviour and supply-side disruptions form a complex network that drives these trends in the economy. This network has to be studied to proactively identify the emerging trends in the industry. Methods: Existing literature on COVID-19 and its effect on business and commerce in India were retrieved through secondary research. The retrieved literature was analyzed to identify emerging trends. Conclusion: Emerging trends in FMCG and Retail industry suggest that the previously existing layers of wholesalers, distribu-tors, etc. between the producer and the end consumer is being eliminated. Companies are leveraging technology to achieve direct distribution and thus, are getting closer to the customer. 2020 Global Research Online. All rights reserved. -
Stigma among COVID-19 patients in South India-A cross-sectional study
Background: COVID-19 has a significant biopsychosocial impact on the lives of people who are infected, with the stigma associated with the illness being one of the major issues. However, the level of stigma based on demographics, gender differences, hospital-based or home-based care is yet to be explored. Hence, this study aimed to infer the level of stigma between these groups in the urban district of south India. Materials and Methods: This cross-sectional study recruited 50 participants who were recently infected with COVID-19 and were receiving either hospital or home-based care. The stigma was assessed using a standardized questionnaire which has four domains. MannWhitney U test was conducted to analyze the data. Results: Median age is 54 years and the majority of the participants are male (74%). The mean score of enacted stigma subscale was 4.48, disclosure fear was 2.34, internalized stigma was 2.82, perceived externalized stigma was 7.32 and the total stigma mean score was 17. The perceived externalized stigma subscale was higher in males (7.57 5.96) when compared to females 6.62 5.53. Total stigma scores were higher for males 17.2 10.1 when compared to females 16.2 10.5. The total stigma score was more (17 10.3) among home isolated COVID patients as compared to hospitalized patients (16.9 10.2). Conclusion: Increased levels of stigma among COVID-19 patients have various important psychosocial implications. This study highlights the need for larger prospective cohort studies to further understand stigma in the context of COVID-19. 2022 by the Author(s). -
Brand activism and millennials: An empirical investigation into the perception of millennials towards brand activism
The reckless pursuit of social, environmental, political and cultural issues and brands may alienate the very customer base, whom they try to impress, especially the millennials. Hence, this study intends to study the perceptions of millennials towards brand activism, so that the findings from the study can help the brand managers to steer their brands into the troubled waters of brand activism. The methodology followed is HTAB (Hypothesize, Test, Action, Business), a popular analysis framework given by Ken Black in his book titled "Business Statistics: Contemporary Decision Making (6th ed.)" A sample comprising of 286 respondents was collected. The final data had 286 observations and 45 features across seven categories. It was found that millennials prefer to buy a brand if it supports a cause or purpose and they stop buying if brand behaves unethically. It was also observed that there is no gender difference amongst the millennials towards their perceptions concerning brand activism. Moreover, millennials across different income categories have similar perceptions of brand activism. It was also substantiated that the emotional tie of the millennials with the brand existing for a cause goes beyond price shifts and brands taking a political stance, cherry-picking of issues and being disruptive prompts and creates profound backlash for the brands. Shivakanth Shetty, Nagendra Belavadi Venkataramaiah, Kerena Anand, 2019. -
Key Indicators of Corporate Financial Status: Empirical Evidence from Indian Industrial Sector
The present pandemic situation has led to the rise in the number of financially distressed companies in the Indian business ecosystem. Stakeholders, especially shareholders, unsecured and trade creditors who do not enjoy lien on company assets, should be extra cautious about the financial status of a company before making any investment or lending decision. The present study attempts to suggest the key indicators of corporate financial status after analysing 12 ratios from the financial statements of 162 sample companies for five financial years. The suggested key indicators can assist the shareholders and creditors in differentiating a financially distressed company from a financially sound company in the Indian industrial sector. 2021 SCMS Group of Educational Institutions. All rights reserved. -
The Role of Board Independence and Ownership Structure in Improving the Efficacy of Corporate Financial Distress Prediction Model: Evidence from India
The study aimed to investigate the role of non-financial measures in predicting corporate financial distress in the Indian industrial sector. The proportion of independent directors on the board and the proportion of the promoters share in the ownership structure of the business were the non-financial measures that were analysed, along with ten financial measures. For this, sample data consisted of 82 companies that had filed for bankruptcy under the Insolvency and Bankruptcy Code (IBC). An equal number of matching financially sound companies also constituted the sample. Therefore, the total sample size was 164 companies. Data for five years immediately preceding the bankruptcy filing was collected for the sample companies. The data of 120 companies evenly drawn from the two groups of companies were used for developing the model and the remaining data were used for validating the developed model. Two binary logistic regression models were developed, M1 and M2, where M1 was formulated with both financial and non-financial variables, and M2 only had financial variables as predictors. The diagnostic ability of the model was tested with the aid of the receiver operating curve (ROC), area under the curve (AUC), sensitivity, specificity and annual accuracy. The results of the study show that inclusion of the two non-financial variables improved the efficacy of the financial distress prediction model. This study made a unique attempt to provide empirical evidence on the role played by non-financial variables in improving the efficiency of corporate distress prediction models. 2021 by the authors. -
Structural health monitoring using AI and ML based multimodal sensors data
Climatic changes, sudden or gradual, influence the structural health of buildings and bridges due to variations in temperature and humidity. Risk and disaster management plays a vital role in the decision-making process for safeguarding structures. Data analytics from sensors systems in smart structures aid in taking appropriate action in securing buildings during natural calamities. The correlation between climate and structural measuring responses can be further improved using artificial intelligence (AI)- machine learning (ML) algorithms to monitor and predict structural health and take any precautionary steps before the event of a casualty. Linear regression is an efficient tool for analyzing structural health. The proposed work's objective is to monitor and predict the structural health and inform the concerned authorities in the event of a failure in advance, using AI-ML approaches. We have analyzed various sensor data sets to predict the health of a structure based on the crack developed. From the data obtained for experimentation, mean width of the crack is observed as 2.38 cm and mean length of the crack is 63.36 cm. 2023 The Authors -
Corporate Default Prediction Model: Evidence from the Indian Industrial Sector
The unprecedented pandemic COVID-19 has impacted businesses across the globe. A significant jump in the credit default risk is expected. Credit default is an indicator of financial distress experienced by the business. Credit default often leads to bankruptcy filing against the defaulting company. In India, the Insolvency and Bankruptcy Code (IBC) is the law that governs insolvency and bankruptcy. As reported by the Insolvency and Bankruptcy Board of India (IBBI), the number of companies filing for bankruptcy under IBC is on a rise, and the industrial sector has witnessed the maximum number of bankruptcy filings. The present article attempts to develop a credit default prediction model for the Indian industrial sector based on a sample of 164 companies comprising an equal number of defaulting and nondefaulting companies. A total of 120 companies are used as training samples and 44 companies as the testing samples. Binary logistic regression analysis is employed to develop the model. The diagnostic ability of the model is tested using receiver operating characteristic curve, area under the curve and annual accuracy. According to the study, return on assets, current ratio, debt to total assets ratio, sales to working capital ratio and cash flow to total assets ratio is statistically significant in predicting default. The findings of the study have significant implications in lending and investment decisions. 2021 MDI. -
Complete analysis of beam analyzing powers in d + ? ? ? n + p at near threshold energies
Focusing attention on the photon spin in d ( ? ? , n ) p at near threshold energies of interest to Big Bang Nucleosynthesis, a complete analysis of beam analyzing powers in d ( ? ? , n ) p reaction is carried out. A complete analysis of the reaction needs not only measurements using one state of linear polarization of photon but also measurements using another state of linear polarization inclined to the first at ?/4 and the two states of circular polarization of the photon. A discussion on the complete characterization of the states of photon polarization is presented. The beam analyzing powers with respect to photon polarization are discussed theoretically, using model independent irreducible tensor formalism. 2022 IOP Publishing Ltd. -
Neutron Polarization Observables in d(Formula Presented.)p at Low Energies of Interest to Astrophysics
A model-independent theoretical analysis of neutron polarization observables in (Formula Presented.) using circularly polarized photons at the range of energies of interest to Big Bang Nucleosynthesis is presented. An investigation of various spin dependent observables is carried out including the isoscalar multipole amplitudes M1s and E2s. It is suggested that the measurement of neutron polarization in the final state at near threshold energies will be very useful to assess the contribution of isoscalar amplitudes at range of energies of interest to BigBang Nucleosynthesis. 2022, The Author(s). -
Fermented aquatic weed meal (FAWM) as a protein source in Asian Catfish Clarias batrachus diets: Impacts on growth, blood chemistry profile, liver and gut morphology and economic efficiency
The global aquaculture industry is increasingly seeking sustainable alternatives to fishmeal (FM) due to its high price and shortfall in supply. In this context, fermented aquatic weed meal (FAWM) could emerge as a viable plant protein source for aquafeed. Four isoproteic diets [30 % crude protein (CP)] were formulated, incorporating 50 % total protein from FAWM comprising fermented Azolla diet (D1), Pistia diet (D2), and Eichhornia diet (D3). The control diet (D0) did not contain FAWM. At the end of the 90 days feeding trial, their growth performance, whole-body proximate composition, gut microbial load, haemato-biochemical indices, liver and gut health, and economic efficiency were determined. Fish fed with D0 had significantly (p < 0.05) improved growth performance and feed utilization compared to other treatment groups. Meanwhile, the fish supplemented with D1 diet exhibited significantly (p < 0.05) higher final weight (g), specific growth rate (%/day), weight gain (%), total biomass (g), and protein efficiency ratio among the FAWM dietary groups. The D1 group also demonstrated the significantly (p < 0.05) highest whole-body CP (64.27 0.40 %) and lower crude lipid (8.24 0.28 %) compared to other test diets. The total bacteria (TB) and lactic acid bacteria (LAB) in the fish gut were found to be significantly (p < 0.05) higher in D1 group. Furthermore, most of the hemato-biochemical indices of fish were significantly (p < 0.05) affected by FAWM inclusions, with few exceptions. The histological findings indicated that amongst the FAWM groups, D1 fish exhibited improved intestinal health. Nonetheless, the gut of the control fish demonstrated substantially (p < 0.05) lower villi width and crypt depth than other treatments. The D1 and D2 diet groups had significantly improved liver health. Moreover, FAWM inclusion enhanced economic efficiency by considerably reducing farm feed cost (US$/kg) and increasing return on investment (%). In summary, dietary inclusion of fermented Azolla pinnata (D1) protein at 50 % in aquafeed promoted feed utilization, growth, health, and farm economics of Asian catfish fingerlings compared to other FAWM diets. 2024 The Authors -
1-Edge contraction: Total vertex stress and confluence number
This paper introduces certain relations between 1-edge contraction and the total vertex stress and the confluence number of a graph. A main result states that if a graph G with ?(G) = k ? 2 has an edge vivj and a ?-set CG such that vi, vj ? CG then, ?(G/vivj) = k ? 1. In general, either S(G/ei) ? S(G/ej) or S(G/ej) ? S(G/ei) is true. This observation leads to an investigation into the question: for which edge(s) ei will S(G/ei) = max{S(G/ej): ej ? E(G)} and for which edge(s) will S(G/ej) = min{S(G/e`): e` ? E(G)}? 2024 Azarbaijan Shahid Madani University. -
Total induced vertex stress in barbell-like graphs
This paper introduces new parameters called induced vertex stress and total induced vertex stress in G, respectively. For graphs G and H, aspects of the maximum and minimum total induced vertex stress that can be obtained by 1-edge addition and 2-vertex merging are discussed. 2021 Journal of the Indonesian Mathematical Society. All rights reserved. -
Is Hedonism present in the purchase of academic books? an empirical analysis in online and traditional purchase methods.
Vol. 1 Issue V, December, ISSN: 2321-9653 -
Riding the waves of culture: An empirical study on acclimatization of expatriates in IT industry
The forces of globalization and subsequent trade across the borders have necessitated the firms to have their presence across the globe to meet the needs of their customers. The employees or expatriates will be sent on assignment to different countries for a period of time ranging from few weeks, months to years. This sudden exposure to the different environment not only makes these expatriates vulnerable to cultural shocks, but also may significantly affect their job performance. Their failure to acclimatize to the foreign conditions will not only hurt the confidence, career and life of the expatriate, but it will also cost a lot to the company. The present paper aims to understand of the process of expatriate adjustment in the Indian Information Technology (IT) industry by examining demographic variables and few organizational variables of expatriate's adjustment process. A structured questionnaire was distributed to the expatriate employees working in 50 IT companies in the Silicon city, Bengaluru. The study uses Chi-square test and linear regression for testing the hypotheses and found that there is a significant influence of demographic variables like gender, work experience and length of assignment on acclimatization of expatriates to their host country culture. The findings of the study proved that there is a significant relationship between demographic variables and the cultural acceptance of the expatriates. Hence, it is suggested that multinational companies should create an enabling environment within the organizations to make international assignees compatible and comfortable with different cultural values and inculcate cultural acceptance to make them successful in their international assignments. Raghavendra A. N., A. Shivakanth Shetty, 2018. -
Brand activism and millennials: an empirical investigation into the perception of millennials towards brand activism /
Problems And Prespectives In Management, Vol.17, Issue 4, pp.163-175, ISSN No: 1727-7051.
-
Mechanical Properties and Analysis of Two-body Abrasive Wear Behaviour of Graphene Modified Carbon/Epoxy Composites Using Taguchis Technique
The present work emphasizes the effect of graphene nanoplatelets (G) filler loading on mechanical and abrasive wear behavior of carbon fibre reinforced epoxy (C/E) composites. Graphene nanoplatelets were mixed with epoxy framework using a temperature-controlled magnetic stirrer and then ultrasonically treated. The parameters considered for the abrasive wear study are the applied load in N (5, 10 and 15), abrading distance in m (75, 150, and 225) and weight percentage of reinforcement (0, 1, and 1.5). The incorporation of 1 wt. % G into C/E composites increases hardness by 14 % and interlaminar laminar strength by 19 % when compared to C/E composites. According to the Taguchi design of tests, a filler loading of 1 wt. % G, an abrading distance of 225 m, and an applied load of 15 N are ideal. Analysis of variance (ANOVA) was done to establish the dominant parameter, and the filler loading with abrading distance was shown to be significant. With 36.4 %, the filler loading had the biggest influence on the composite specific wear rate. The combination of filler loading with 1 wt. %, load of 15 N, and abrading distance of 225 m yields the lowest specific wear rate. The involved wear mechanisms during the abrasive wear process have also been explained with scanning electron micrographs. 2024 Published by Faculty of Engineering. -
EXPLORING THE POTENTIAL OF VELVET BEAN, MUCUNA PRURIENS (L) SEED ON GROWTH AND GONADAL DEVELOPMENT OF MONO-SEX COMMON MOLY POECILIA SPHENOPS (VALENCIENNES, 1846)
Mucuna pruriens, a rich source of L-dihydroxyphenylalanine, commonly known as L-DOPA and a precursor to dopamine, holds potential as a natural nutritional supplement. This study aimed to delve into the impact of incorporating M. pruriens seed powder (MpSP) into the feed on growth parameters and gonadal development of mono-sex common molly (Poecilia sphenops). The fish population was divided into three experimental groups, such as G1, G2, and G3, and a control group (C), each comprising 20 individuals. Over 45 days, the experimental groups were nourished with a commercial diet bolstered by MpSP in different concentrations (5, 7 and 10g/kg of feed, respectively). In contrast, the control group was provided with a regular diet devoid of the supplement. At the end of the experiment, MpSP demonstrated significant modulation (p<0.05) of growth performance metrics, including specific growth rate (SGR), length gain rate (LGR), body mass gain (BMG), and feed conversion ratio (FCR). Impressively, even the lower concentration of MpSP (5g/kg diet) yielded substantial increments in sperm count (p<0.05) and gonadosomatic index (GSI). These findings were corroborated by histological changes that reflected enhanced testicular development, consistently outperforming the control group. These outcomes collectively suggest the potential of velvet bean seed powder as a feasible, natural, and costeffective dietary supplement for enhancing growth and testicular development in mono-sex P. sphenops. (2024) West Bengal Veterinary Alumni Association. All rights reserved. -
Effects of Variable Viscosity and Internal Heat Generation on RayleighBard Convection in Newtonian Dielectric Liquid
The onset of RayleighBard convection of variable-viscosity Newtonian dielectric liquid confined between two parallel plates is subject to free-free isothermal boundary condition. The combined and individual effects of temperature-dependent and electric-field-dependent variable-viscosity along with the internal heat generation are studied using the higher order Galerkin technique. This theoretical study shows that even a mild temperature-dependent variable-viscosity destabilizes the system and the electric-field-dependent variable-viscosity stabilizes the system both in the absence/presence of heat source/sink. 2021, The Author(s), under exclusive licence to Springer Nature India Private Limited.